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Single mother in bother

A 27 year old single mother of two children, ages 4 and 2 lives in private rented accommodation and is experiencing financial hardship.  She was in receipt of Income Support up until the end of last year and is now receiving employment support allowance, due to her chronic anxiety and depression.  She is a recovering alcoholic and is currently undergoing cognitive behaviour therapy for her condition.  She owes money to her energy supplier and the stress of this is causing her anxiety to go through the roof.  We sent across £50 to help her buy some food and suggested a place that they might be able to apply to for help with clearing the energy debts as they are a significant amount, much more than we could assist with.

Tags : Alcoholism RecoveringAlcoholic Benefits Depression Anxiety FuelPoverty

Single mum needs help with DRO fees

A young mum with a daughter has been desperately trying to save up enough money to cover the cost of a DRO (Debt Relief Order) which costs £90.  Everytime she gets close an emergency crops up and the money is needed elsewhere.  In the meantime she is being relentlessly pursued for money she doesn't have.  She was diagnosed with anxiety and depression over 10 years ago, but lately it has become even harder for her to bear.  She got into this mess when she found herself unable to cope financially and began to rely on credit to get by, just with basic items, not luxuries.  The father of  the child contributes but it is only minimally, and she works part-time, but is limited as to how many hours she can work as she needs to cover child care costs.  The mother is constantly focused on what she cannot afford to buy and feels her daughter is missing out as she cannot send to her birthday parties as she has no spare money at all to afford a birthday present for her daughter to gift at the party.  She is unable to sleep properly and the stress of worrying about money is impacting her mental health, plus she feels her and her daughter are very isolated because of their financial situation.  The child's daughter are supporting the family by providing extra help for the daughter in class to help her socialise more.

We agreed to send her £120, £90 to cover the cost of the DRO and £30 as a small boost for her and her daughter.  Hopefully with this and some budgeting advice she will be able to get her life back on track.

Tags : Debt Poverty Benefits Loneparents DRO Depression Anxiety

Man unable to put on his heating

We were asked to assist a gentleman struggling with anxiety and depression.  He moved home in January 2018 and his gas meter was in arrears when he moved.  Since the move he has been trying really hard to clear the arrears so that he can have some heating on in his flat, as the lack of heat is triggering his depression and making him even worse.  His Universal Credits payments don't allow him to make any headway in clearing the debt and his mental health is really poor with this extreme cold weather.  Our agents had tried other agencies for help with grants, but all so far had refused because of his arrears.  We agreed to send him £100, so he could clear the debt completely and have £30 to top up his meter with.

Tags : UniversalCredit Benefits Debts FuelPoverty Poverty Depression

Already depressed man is sanctioned by the DWP

Our help was asked for in respect of a man who is battling depression.  He missed an appointment with the DWP and consequently the DWP have sanctioned his money and he was left with no money to cover his bills, which he now in debt with, nor any money to buy food.  When our agent visited him, he was very tearful and feeling unable to cope, so they asked us if we could help him until he could get a claim for Universal Credit submitted.  Our agents are taking him to his local CAB office next week to get the UC claim started and we agreed in the meantime to send him £100 to help him out.

Tags : Benefits DWP Sanctions Depression UniversalCredit

Debt Relief Help Required

This time we were asked about a woman, who suffers with depression and anxiety.  This has meant that dealing with her mail was proving to be very difficult, to the point where in the hopes it would all go away, she tried to ignore it.  Unfortunately that decision has now caught up with her and she is faced with being chased for repayment.  Previous to March this year she was working and struggling to keep her head above water financially, but now she has been signed off work and is on Sickness Payments, her income has dropped substantially.  She and her disabled daughter are struggling now to even buy food.  Our agents are going to help her apply for a debt relief order, but they needed our help to fund the £90 necessarily to allow her to do this.

Tags : Benefits DWP Debt DebtReliefOrder Depression Anxiety

Depressed man, isolated and in need of help

We were contacted about a man who had been struggling after having lost his job.  After becoming seriously depressed, his doctor signed him off work and he reluctantly applied for Employment Support Allowance, which he is being paid at the very basic pre-assessment rate.   He lives in a very remote area without public transport, and is in fact lodging temporarily with friends.  His only means of transport developed a very serious problem way beyond his own skills and needs some work done.  It was concerning that he was already retreating because of the depression, so a decision was made to contribute half of the cost of the repair so that he might hopefully be mobile again soon.

Tags : ESA Benefits NoMoney Depression NoTransport

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