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Mother and son: lost their way!

We were approached about a mother who has been struggling for some time on Job Seekers Allowance, to deal with all her household bills, and each time she falls behind, then fees get added, or a court summons is sought, which just keeps making the financial hole she's found herself in, deeper and deeper, with seemingly no way out. Plus money is then deducted from her JSA, which leaves even less money to live off than she was struggling on before.  So you see it really was a bottomless pit, and she was close to a nervous breakdown.   She has the support of a friend, who is doing what they can, plus the agency that approached us for help.

They requested help with payment to apply for a Debt Relief Order, which we agreed to so that this lady can find her way out of this situation and begin to rebuild a life for her and her son.  We also sent an extra amount so that they could buy some much needed food (they'd been surviving on food from the food banks, as they'd no money left for food),  and a small treat for them both.

Tags : Familieswithoutfood Benefits JSA DRO Debts

Overwhelming debt crisis

We were approached about a lady who had worked for the past 30 years, and had, as we mostly do, come to rely on her usual money coming in each month.  She'd suffered with depression for a while, but it was becoming more and more difficult to ignore and carry on, so she ended up unable to continue with her job.  This left her signing on for Employment Support Allowance, and at the moment she is only on the pre-assessment rate of £73.10 per week.  She and her 18 year old son, currently on a full time course and unable to claim any benefits in his own name are trying to exist on this meagre sum.  

Sadly her debts were building up, and although she was trying to keep everyone happy by paying here and there where she could, it had all become too much.  This is where we stepped in and we have sent across a cheque for £90 to the agency that are supporting her, so that she can apply for a debt relief order, together with £80 directly to them, so that they can have £40 each to go towards food and energy payments.

Tags : EmploymentSupportAllowance Benefits Debts DRO

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