Blog

Full time student and lone parent needs help

We were approached about a young woman, who is a full time Masters Student,studying social work.  She is also a lone parent, who has chosen to become further qualified in order to improve the long term situation for both herself and her daughter.  Her hope is that they then don't have to rely on benefits to survive.  She has been struggling financially and as a result got into a fair amount of debt, due to being employed in low income jobs and finding it difficult to live on that.  She has with the help of the agents applied for a debt relief order which will relieve her of the debt, but does not have the £90 fee to be able to apply for this to be processed.  This is where we come in, we agreed to pay this amount for her, so now hopefully she won't be living constantly in fear of bailiffs calling.

Tags : Benefits Students LoneParenting DebtReliefOrder Bailiffs

Debt Relief Order desperately needed

We were contacted about a single mum with two young children who had unfortunately got into debt when she was switched over to being paid by Universal Credit.  This young mum is deaf and suffers with anxiety, and the constant chasing from her creditors is only compounding the situation, making things far worse.

With the help and support of the agency, she is getting on top of her day to day bills, but she needs to apply for a debt relief order to sort this out.  However raising the £90 to apply was beyond her means, so we agreed to send across a cheque for the £90 to be sent along with the application for the DRO.  Hopefully she will be able to rebuild her life once the DRO is in place.

Tags : DebtReliefOrder DRO Debt UniversalCredit SingleMum YoungChildren Deaf Anxiety

Head in the sand!

We were contacted today by an agency that are working with a man suffering with anxiety and depression.  He had got himself into some quite serious debt and had effectively switched off to it all, shoving his head in the sand.  He hadn't claimed any benefits at all for the past two years, relying instead on family who had been putting him up and feeding him.  These debts have begun to catch up with him and the relentless letters chasing the debts are only serving to increase his anxiety and feed his depression.  The agency are now in the process of helping him to apply for employment support allowance, and seek much needed medical help.  They are also helping him deal with his debts, urging him to apply for a debt relief order, as he has no assets or savings.  Unfortunately, though with no money to his name he is unable to raise the £90 needed to pay for the fees for the order.  We agreed that by sending the money across to cover this, it would allow him to have some relief from stress and begin to rebuild his life again. 

Tags : ESA Benefits Nomoney DebtReliefOrder debts homelessness

TwitterG+DiggDigg

2017 - The Biscuit Fund