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Debt Relief Help Required

This time we were asked about a woman, who suffers with depression and anxiety.  This has meant that dealing with her mail was proving to be very difficult, to the point where in the hopes it would all go away, she tried to ignore it.  Unfortunately that decision has now caught up with her and she is faced with being chased for repayment.  Previous to March this year she was working and struggling to keep her head above water financially, but now she has been signed off work and is on Sickness Payments, her income has dropped substantially.  She and her disabled daughter are struggling now to even buy food.  Our agents are going to help her apply for a debt relief order, but they needed our help to fund the £90 necessarily to allow her to do this.

Tags : Benefits DWP Debt DebtReliefOrder Depression Anxiety

Single Mum in serious amounts of debt following benefit cap

Our agents approached us about a single mum of four dependent children.  They are assisting her to get her benefits sorted out, and unfortunately as a result of the benefit cap the benefits she was receiving have been seriously hit, resulting in her being in quite serious debt.  She is trying to resolve this, but with not enough money to go around she ends up "robbing Peter to pay Paul" to quote a phrase.  To apply for a debt relief order she needs to save £90, but as fast as she tries to something crops up and the money saved is needed for something else.  We agreed to send a cheque for £90 to support her debt relief order application.

Tags : Benefits BenefitCap SingleParentof4 NoMoney Debt DebtReliefOrders

Debt Relief Order desperately needed

We were contacted about a single mum with two young children who had unfortunately got into debt when she was switched over to being paid by Universal Credit.  This young mum is deaf and suffers with anxiety, and the constant chasing from her creditors is only compounding the situation, making things far worse.

With the help and support of the agency, she is getting on top of her day to day bills, but she needs to apply for a debt relief order to sort this out.  However raising the £90 to apply was beyond her means, so we agreed to send across a cheque for the £90 to be sent along with the application for the DRO.  Hopefully she will be able to rebuild her life once the DRO is in place.

Tags : DebtReliefOrder DRO Debt UniversalCredit SingleMum YoungChildren Deaf Anxiety

Help with moving costs

We were approached about a lady who had been getting into financial trouble as the property she was housed in with a private landlord was too expensive for her to manage.  Alternative accommodation was found for her, which would be within her financial means but she did not have any available money to pay for someone to move her furniture and belongings.  We agreed to send across £100 to help her with that.

Tags : Rent Debt PrivateLandlords RenttooHigh MovingCosts

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