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Lady on Employment Support Allowance in debt

A lady who suffers with thyroid disease, anxiety and depression is in debt and seems to be unable to break out of this cycle.  The stress of the debt hanging over her head is causing her anxiety to spiral, which only serves to make her depression worse.  Our agents have advised her to apply for a Debt Relief Order and get the debts resolved.  In order to do this she needed £90 to cover the administration cost, which we agreed to pay on her behalf.

Tags : DWP Benefits Debt Poverty DRO

Pensioner concerned by serious debt

We were asked to help out a pensioner who is currently quite unwell, she has had a heart attack, bypass surgery and a broken hip, as well as suffering from dementia, diabetes, cancer and vasculitis.  She has a number of debts which it leaves her struggling to cope with her bills and being able to make repayments to bring the debt levels down.  The stress of this is causing her extreme distress.  Our agents are going to assist her to apply for a Debt Relief Order and were in need of £90 to pay for the DRO.  We agreed to send this over so that this can be applied for.

Tags : DWP Pension Debt Poverty DRO

Man feels bullied so leaves his job

A man who was working as a chef, has recently left his job as he felt he was being singled out for unpleasant attention, so much so that he felt bullied.  He suffers as well with mental health issues, and doesn't fully understand the benefits system, so has fallen behind with his rent and is now facing the threat of eviction.  He has applied for Universal Credit, and is due to receive his first payment this Friday.  From his £520 payment he is going to make his  rent payment plus £50 towards the arrears.  This though will mean he will be left once the bills have been paid with no money for food for the month until his next payment is made.  We agreed to send him £100 to help him out so he has some food.

Tags : UniversalCredit Benefits Debt RentArrears Eviction

Man with learning difficulties in debt

We were approached to help a single man with learning difficulties who lives in supported accommodation.  He is unable to read or write and they have been concerned that he might be in a considerable amount of debt.  It has been very difficult to get him to let them know quite how much debt and so has taken some time to get the final figures.  He has given them the information and it comes to £10,000, so they need to apply for a debt relief order on his behalf.  However he does not have the necessary £90 to cover the fee to get this processed.  We offered to pay the £90 on his behalf and arranged to have a cheque sent out to be included with the application.

Tags : Debt learningdifficulties unabletoreadorwrite DebtReliefOrder DRO supportedaccommodation

Man with learning difficulties in debt

We were approached to help a single man with learning difficulties who lives in supported accommodation.  He is unable to read or write and they have been concerned that he might be in a considerable amount of debt.  It has been very difficult to get him to let them know quite how much debt and so has taken some time to get the final figures.  He has given them the information and it comes to £10,000, so they need to apply for a debt relief order on his behalf.  However he does not have the necessary £90 to cover the fee to get this processed.  We offered to pay the £90 on his behalf and arranged to have a cheque sent out to be included with the application.

Tags : Debt learningdifficulties unabletoreadorwrite DebtReliefOrder DRO supportedaccommodation

Single mum unable to afford gas or electric

A single mum who is in receipt of Universal Credit to top up her wages is really struggling to manage financially.  Her UC amount varies from month to month, but usually she has just enough to cover the cost of her rent.  Once she has bought food, and paid her bills she doesn't have enough money to put any credit on to her energy meters.  We agreed to send £100 to help the family out.

Tags : UniversalCredit Benefits Debt FuelPoverty Poverty

Former nurse affected by cancer

A former nurse now impacted by cancer is struggling to manage financially.  She is in receipt of Employment Support Allowance and also Personal Independence Payments (PIP) however the PIP payments have now stopped being paid and she is currently in the process of appealing that decision.  The stopping of her payments has made life extremely difficult financially.  Her condition will only get worse than it is already, and the stress of her change of income has made matters worse.  She needs to be scrupulous about hygiene, but is worried about having enough money to put the heating on so she can have hot water.  We agreed to send her £100 to help her out.

Tags : Cancer ESA PIP Debt FuelPoverty

Debt Relief Help Required

This time we were asked about a woman, who suffers with depression and anxiety.  This has meant that dealing with her mail was proving to be very difficult, to the point where in the hopes it would all go away, she tried to ignore it.  Unfortunately that decision has now caught up with her and she is faced with being chased for repayment.  Previous to March this year she was working and struggling to keep her head above water financially, but now she has been signed off work and is on Sickness Payments, her income has dropped substantially.  She and her disabled daughter are struggling now to even buy food.  Our agents are going to help her apply for a debt relief order, but they needed our help to fund the £90 necessarily to allow her to do this.

Tags : Benefits DWP Debt DebtReliefOrder Depression Anxiety

Single Mum in serious amounts of debt following benefit cap

Our agents approached us about a single mum of four dependent children.  They are assisting her to get her benefits sorted out, and unfortunately as a result of the benefit cap the benefits she was receiving have been seriously hit, resulting in her being in quite serious debt.  She is trying to resolve this, but with not enough money to go around she ends up "robbing Peter to pay Paul" to quote a phrase.  To apply for a debt relief order she needs to save £90, but as fast as she tries to something crops up and the money saved is needed for something else.  We agreed to send a cheque for £90 to support her debt relief order application.

Tags : Benefits BenefitCap SingleParentof4 NoMoney Debt DebtReliefOrders

Debt Relief Order desperately needed

We were contacted about a single mum with two young children who had unfortunately got into debt when she was switched over to being paid by Universal Credit.  This young mum is deaf and suffers with anxiety, and the constant chasing from her creditors is only compounding the situation, making things far worse.

With the help and support of the agency, she is getting on top of her day to day bills, but she needs to apply for a debt relief order to sort this out.  However raising the £90 to apply was beyond her means, so we agreed to send across a cheque for the £90 to be sent along with the application for the DRO.  Hopefully she will be able to rebuild her life once the DRO is in place.

Tags : DebtReliefOrder DRO Debt UniversalCredit SingleMum YoungChildren Deaf Anxiety

Help with moving costs

We were approached about a lady who had been getting into financial trouble as the property she was housed in with a private landlord was too expensive for her to manage.  Alternative accommodation was found for her, which would be within her financial means but she did not have any available money to pay for someone to move her furniture and belongings.  We agreed to send across £100 to help her with that.

Tags : Rent Debt PrivateLandlords RenttooHigh MovingCosts

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