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Mother of four in need of assistance

In this case we have a mother of four adult children.  After deductions from her benefits because she has four adults living with her, she is left with not enough to live off and cover their bills.  One adult child works and helps her out, two others are in receipt of benefits themselves and give her a small amount each week.  The youngest has mental health issues and is struggling to claim benefits for themself, so that they could offer some contribution to the household budget.  The mother has been getting increasingly into debt, and has been advised to submit an application for a debt relief order, which she needed help in applying for.  We agreed to pay the £90 fee. 

Tags : debts debtrelieforder rentarrears benefits housingbenefit

DRO help needed

The request for help came on behalf of a young man that after deductions are taken from his benefits has £130 per month to live off, to buy food, pay for heat and electric and cover all his bills.  This is not enough, and he is in arrears with his rent because of a shortfall in housing benefit because of the bedroom tax.  He is going without heat and food to try to stay above water financially.  His advisor has instructed him to apply for a Debt Relief Order, but this costs £90 and he can't afford to live, let alone raise that much money.  So his advisers approached us and asked if we would be prepared to make the payment for him.  They said that this would be life changing for him, so we agreed we would be happy to help.

Tags : benefits debtrelieforder debts housingbenefit bedroomtax

Man with Crohns disease left without fridge

We were asked today to help a man who is in a huge amount of debt following being wrongly found fit for work last year.  He has Crohns disease, and is seriously underweight as a result.  His fridge has broken which is essential to him to store fresh food, and without it he will have to rely on convenience food which he can't afford to buy anyhow.  He is unable to afford to purchase a replacement fridge.  We agreed to send him £150 to pay for a new fridge and give him a small buffer to buy some food with.

Tags : benefits ESA debts Crohnsdisease fridge freshfood

Young expectant mum offered a home for her and her baby

This young mum is a 22 year old care leaver.  She is currently pregnant and her baby is due in less than a couple of months.  She has been offered a home at a supported living facility and has been successful in securing a grant to purchase some of the items she needs, such as a bed and a fridge.  Other grants have helped with baby things, such as a cot, blankets, clothes, etc, but she still needs money for bedding, quilt and pillows.  We agreed to send £100 to help her to be able to buy these things in readiness for her move.

Tags : youngmum pregnant careleaver grants newhome

Young man found home after living homeless on the streets

The man we helped is a young man who following being kicked out of the house by a family member had found himself homeless and on the streets.  He has been with a homeless shelter for a few months, but has now been offered a permanent place to live.  He has a learning disability, and struggles to communicate.  His parents were killed in an accident when he was a young child, so he has no one else to look out for him.  He was recently attacked and his attacker is now serving a prison sentence for this, so he is very vulnerable.  He needs some things for his flat, so we agreed to send him £70 so that he could buy some items second hand from his local selling sites and pages.

Tags : benefits homelessness offthestreet householditemsneeded

Single mum of two needs help

The request for help came for a single mum with a young son and a toddler.  They live in a two bedroomed house, so the children share a room.  She has been struggling to get some things for the house, and are without a stair carpet and furniture for the children's room.  She recently fell down the stairs herself and is now concerned that the children might also fall down the stairs.  Existing on benefits means she is unable to save to buy anything she needs, not even secondhand.  We agreed to send across £150 so she could purchase what she needs herself.

Tags : benefits singlemum children nosparecash

Care worker in a fix

Our help was needed this time for a lady who has been working as a carer for the past 15 years, working 7 days a week just to stay on top of her bills.  The pressure of this has caused her to have two heart attacks, leaving her with ongoing problems.  She has suffered domestic abuse in the past too, meaning she ended up loosing her home and is struggling to keep the one she is in now.  She has been advised to apply for a debt relief order, but does not have the £90 fee to apply.  We agreed to cover this for her, and offered an extra £40 to give her a little bit of a buffer.

Tags : lowincome debts heartattack

Lady had to quit her job to become a carer at home

We were asked to help a lady who has had to give up her job to become a carer in her home.  She is struggling to stay on top of all the bills but is finding it very hard as she simply does not have enough money coming into the house.  She is trying to work part-time to help out the financial situation at home, but it is not working too well.  She is now getting bailiffs calling at the house, and this is causing her extreme anxiety, and is making her depression much worse than it was before.  We agreed we would help her with this and arranged to have the money sent over so the application for the DRO could be made on her behalf.

Tags : debts bailiffs debtrelieforder carers

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